• Workers' Takaful Insurance

    Comprehensive Protection for You and Your Employees – In Accordance with Islamic Sharia Principles

Occupational Injury Coverage

In the world of business, the safety and financial security of workers is a top priority for every employer. With the Workers’ Takaful Program, we offer you an integrated insurance solution that protects workers against the risks of occupational injuries, while relieving employers of the financial and legal burdens arising from workplace accidents — all in full compliance with Islamic Sharia principles and Palestinian Labor Law.

This insurance is tailored specifically for employees and workers of all categories. Under this policy, we commit to compensating the policyholder (the employer) for any amounts they become legally obligated to pay under the Labor Law due to an employee suffering a bodily injury that leads to:

  • Death
  • Permanent total disability
  • Permanent partial disability
  • Temporary disability

as a result of an accidental incident during the course of employment and within the coverage period.

Key Benefits of Workers’ Takaful:

  • Coverage for workplace injuries, including disability or death occurring while performing job duties.
  • Financial protection for employers against legal claims and compensation obligations.
  • Flexible coverage options tailored to suit different industries and work environments.
  • Prompt response and swift compensation to ensure peace of mind and uphold workers’ rights.
  • Full compliance with Islamic Takaful principles to offer fair and ethical insurance solutions.

How Are Contributions Calculated?

Contributions are calculated as a percentage of the total annual salaries of employees and workers covered under the policy. This percentage depends on:

  • The nature of the employee’s or worker’s duties
  • The work environment or job location
  • The duration of the coverage

Rates are determined in accordance with the official pricing guidelines issued by the Palestinian Capital Market Authority (PCMA).

For more information, please contact us at 1800220220 or via mobile at #600.