Takaful Fire Insurance: Comprehensive Protection for Your Property
Are you looking for reliable protection for your property against fire hazards and natural disasters? The Takaful Fire Insurance policy offers the perfect solution for individuals and businesses!
How is the compensation determined?
We guarantee fair compensation based on the value specified in the insurance policy, covering the costs of necessary repairs or replacements. We offer competitive prices determined by the type of building, property, and available safety measures.
What do we cover?
- Compensation for losses and damages resulting from fire or lightning.
- Extended coverage including natural disasters such as earthquakes, volcanoes, storms, hurricanes, floods, and water tank overflows.
- Additional protection from damages caused by falling aircraft, vehicle collisions, and more.
Why choose our policy?
- Comprehensive civil liability: Coverage of tenant’s liability towards the owner, and owner’s liability towards the tenant.
- Compensation for rental losses and profits in case of business interruption due to fire or disasters.
- Theft protection: Compensation for insured property in cases of robbery or theft accompanied by violence.
For more information, please contact us at 1800220220 or via mobile at #600.
Comprehensive Home Insurance:
Comprehensive Home Insurance provides the insured with the flexibility to choose the insurance coverage that best suits their needs. This insurance is designed to offer comprehensive protection against a wide range of risks that may affect residential properties.
Extended Coverage Options:
The coverage can be extended to include temporary expenses such as:
- Hotel accommodation or temporary housing, allowing the insured adequate time to repair their home after an insured event occurs.
Determining Insurance Amounts:
Insurance amounts are determined based on the insurance request submitted specifically for this coverage. The premium is calculated for each item based on the values mentioned in the application.
Key Coverage Areas:
- Damage to the Home (Building):
Covers damage to the building caused by fire, earthquakes, storms, or any other risk specified in the policy.
- Damages to Home Contents:
Covers damage to furniture, electrical appliances, clothing, and other household contents. - Damages to Third-Party Property:
Covers damage to other people's property while they are in the insured home. - Death or Bodily Injuries to Third Parties:
Covers death or bodily injury to others while in the insured home. - Death of the Insured and/or Spouse:
In the event of the death of the insured or their spouse within the insured home, compensation will be provided to the family according to the terms of the policy. - Theft with Violence:
Covers theft involving violence or force that occurs in the home.
Compensations:
The insured will be compensated for losses or damages resulting from the following risks:
- Fire
- Lightning
- Volcanic eruptions
- Earthquakes
- Storms
- Any other risks included in the policy
Premium Calculation:
Premiums are influenced by several factors, including:
- Type of covered risk
- Total insured amount (coverage limit)
- Excess (the amount the insured is responsible for)
- Safety measures in place at the home (e.g., fire alarms, security systems)
Premiums are calculated as a percentage per thousand of the total insured value.
For more information, please contact us at 1800220220 or via mobile at #600.
