Takaful Fire Insurance

Takaful Fire Insurance: Comprehensive Protection for Your Property

Are you looking for reliable protection for your property against fire hazards and natural disasters? The Takaful Fire Insurance policy offers the perfect solution for individuals and businesses!

How is the compensation determined?
We guarantee fair compensation based on the value specified in the insurance policy, covering the costs of necessary repairs or replacements. We offer competitive prices determined by the type of building, property, and available safety measures.

What do we cover?

• Compensation for losses and damages resulting from fire or lightning.
• Extended coverage including natural disasters such as earthquakes, volcanoes, storms, hurricanes, floods, and water tank overflows.
• Additional protection from damages caused by falling aircraft, vehicle collisions, and more.

Why choose our policy?

• Comprehensive civil liability: Coverage of tenant’s liability towards the owner, and owner’s liability towards the tenant.
• Compensation for rental losses and profits in case of business interruption due to fire or disasters.
• Theft protection: Compensation for insured property in cases of robbery or theft accompanied by violence.

For more information, please contact us at 1800220220 or via mobile at #600.

Comprehensive Home Insurance:

The Comprehensive Home Insurance policy gives the insured the freedom to choose the coverage that suits their home needs. This coverage includes comprehensive protection against a range of risks that may affect the home or its contents.

Extension of Insurance Coverage: Coverage can be extended to include temporary expenses such as hotel stays or temporary housing costs, providing the insured with sufficient time to repair their home after the insured risk occurs.

Determining Insurance Amounts: Insurance amounts for each item to be covered are specified through a special insurance application. Based on the amounts mentioned in the application, the insurance price for each item is determined separately.

This type of insurance offers comprehensive protection for the home, its contents, and the people living in it against a wide range of unexpected risks.

• Main Insurance Coverages:

  • Damages to the Home (Building): This includes all damages that may affect the building where the insured resides due to various causes such as fire, earthquakes, hurricanes, or any other risk stated in the policy.
  • Damages to Home Contents: Covers damages to furniture, electrical appliances, clothing, or any other contents inside the home.
  • Damages to Third-Party Property: The insurance covers damages that may affect the property of others while they are inside the insured home.
  • Death or Bodily Injuries to Third Parties: Coverage includes accidents that may cause death or bodily injury to others while they are present in the insured home.
  • Death of the Insured and/or Spouse: In case of the death of the insured or their spouse inside the insured home, compensation is provided to the family according to the policy terms.
  • Robbery Accompanied by Violence: Covers theft of home contents carried out using violence or force.

Compensations:

The insured is compensated for losses or damages resulting from a range of risks including:

• Fire
• Lightning
• Volcanic eruptions
• Earthquakes
• Hurricanes
• Any other risks included in the policy

Calculation of Insurance Premiums:

The calculation of insurance premiums is influenced by:

• The type of covered risk.
• The total insurance value (coverage limit): Premiums are calculated based on the insurance amount covering potential losses.
• The deductible amounts: The amounts the insured is responsible for in case of loss or accident.
• Safety measures applied: The presence or absence of preventive measures.

Premiums are calculated as a rate per thousand of the total insured value (coverage limit).

For more information, please contact us at 1800220220 or via mobile at #600.