Glass Facade Insurance

Glass Facade Insurance

Glass Facade Insurance – Protect Your Investment from Unexpected Losses

This type of insurance is suitable for commercial establishments of all sizes, as well as restaurants, hotels, and buildings with predominantly glass wall installations. The insurance coverage is limited to the glass itself and does not include any writings, advertisements, or designs on the glass in case of breakage or cracking due to an accidental and sudden incident. It does not cover breakage caused by fire, explosion, natural disasters, war, riots, or similar events.

Under this insurance, the company commits to either replacing the broken glass or compensating the insured for its replacement value, provided the insured pays the premium and reports the incident immediately and within a maximum of three days from its occurrence.

The insurance premium is calculated as a percentage of the declared value of the glass panels, which must be specified in a detailed schedule that includes their value, specifications, and location.

Why choose Glass Facade Insurance from Takaful?

Comprehensive coverage for any damage resulting from accidental breakage or cracking.
Fast compensation for replacement value to ensure business continuity and preserve your property's appearance.
Flexible insurance coverage tailored to the needs of individuals and institutions.
Commitment to clarity and integrity to guarantee a transparent and fair insurance experience.
Compliant with Islamic Sharia principles through Takaful-based insurance.
Advanced digital application offering instant access to your insurance and medical services.
Professional and precise management ensuring a smooth and convenient insurance process.

How are premiums calculated?
Premium calculation depends on:

The type of risk covered.
The total insured amount (compensation ceiling).
The nature and replacement value of the glass.

For more information, please contact us at 1800220220 or via mobile at #600.

Comprehensive Bankers Blanket Insurance

Comprehensive Bankers Blanket Insurance – Complete Protection for Banks and Financial Institutions

At Takaful Insurance, we offer you comprehensive bankers blanket insurance that ensures full protection for banks and financial institutions against a wide range of risks that could threaten their financial stability.

What does Comprehensive Bankers Blanket Insurance provide?

Protection against employee dishonesty that could expose the institution to losses.
Coverage against the loss of money or other funds stored in safes, on counters, or during transportation.
Protection from losses caused by forgery, including counterfeit currency or fake cash withdrawals.
Insurance on electronic transfers against any risks that could affect the institution’s funds during the transfer process.
Prevention of other risks that may arise from insecure banking or financial operations.

Policy Terms:

The coverages of this type of insurance are subject to the terms of the insurance policy issued by the company, ensuring clarity in coverage conditions and ease of implementation.

For more information, please contact us at 1800220220 or via mobile at #600.

Translation – Insured Cash in Safe and Transit: Protection for Your Funds Wherever They Are

Insured Cash in Safe and Transit – Protection for Your Funds Wherever They Are

Insuring cash in safes and during transit is essential to protect your funds from potential risks that may arise during transportation or storage. With Cash in Safe and Transit Insurance from Al Takaful Insurance Company, you can rest assured that your money is protected from unexpected risks, whether stored in safes or being transported, with guaranteed compensation in case of any incident.

Why choose Cash in Safe and Transit Insurance from Al Takaful?

Immediate compensation for losses resulting from incidents during cash storage or transit.
Full protection for paper and metal currency, coins, checks, payment orders, and legally circulated postage stamps.
High flexibility in setting insurance coverage limits based on your specific needs.
Comprehensive coverage during working hours, outside of working hours, official holidays, and special occasions like payroll distribution.
Sharia-compliant insurance solution that ensures fairness and ethical standards.
Fast and reliable handling to ensure business continuity or personal financial protection.

Insurance coverage includes:

Stored cash: covers amounts kept in safes or designated storage locations as specified in the policy.
Secure cash transit: covers damages or losses while transferring cash between specified locations.
Variable cash amounts: coverage can be set according to estimated amounts transported or stored during the insurance period (daily or annually).
Theft or loss of money during transport from the policyholder’s premises to the bank.
Theft or loss of money while stored in the policyholder's safe, whether during or outside business hours.
Coverage of damages to the safe itself due to incidents.

Important Exclusions:

Shortages due to errors, negligence, or currency devaluation.
Loss due to dishonesty or fraud by the person responsible for storing or transporting the money.
Risks during mail transfer, wars, or in locations not specified in the policy.

How are premiums calculated?

As a percentage of the maximum amount stored in the safe ("cash in safe").
As a percentage of the estimated amount expected to be transferred during the insurance period ("cash in transit").
Premiums are determined based on the total insured amount (compensation limit), safety procedures, and the value of the insured funds.

For more information , please contact us at 1800220220 or via mobile at #600.

Personal Accident Insurance

Al Takaful Insurance Company offers Personal Accident Insurance that ensures protection in the event of an unexpected and sudden accident. This insurance compensates for physical injuries caused by accidental or external incidents that result in the loss of a body part, sensory function, or lead to temporary or permanent disability.

Benefits of Personal Accident Insurance:

Death Compensation: In the event of death due to an accidental incident, the insurance provides full compensation.
Compensation for Loss of Limbs or Organs: Coverage includes loss of any limb, organ, or part of the body due to the accident.
Compensation for Loss of Senses: Covers loss of senses such as vision, hearing, or others.
Compensation for Partial or Total Temporary Disability: If the accident causes temporary disability preventing you from performing your regular work, a weekly income allowance will be provided, as agreed upon in the policy.
Coverage of Medical Expenses: Medical costs incurred by the insured are covered up to a certain percentage of the insured amount.
Worldwide 24/7 Coverage: The insurance is valid at any time and place globally, protecting you wherever you are.

Premium Calculation:

Premiums are calculated based on the following factors:

Total Insured Amount – the agreed-upon compensation value.
Public safety measures and nature of work.
Age and annual income of the insured.
Covered risks.

Premiums are calculated as a percentage of the total insured amount agreed upon.

For more information, please contact us at 1800220220 or via mobile at #600.

Fidelity Risk Insurance:

Fidelity Insurance – Protection for your assets and your trust in your employees

Trust is the foundation of any successful business, but financial risks resulting from fraud or manipulation may occur even in the safest environments. With the Fidelity Risk Insurance policy from Al-Takaful Insurance Company, we provide you with comprehensive financial protection against any losses resulting from fraud, forgery, or theft committed by insured employees during their employment period.

Why do you need Fidelity Insurance?

Immediate compensation for financial losses resulting from fraud, forgery, or theft.
Protection of your money and property against any dishonest acts by your employees.
Full flexibility to meet specific insurance needs according to the nature of your business.
High response speed and commitment to immediate compensation upon occurrence of the incident.
Full compliance with Islamic Shariah provisions to ensure fair and ethical insurance solutions.
Immediate compensation for any financial losses caused by fraud or theft by employees.
Comprehensive legal protection to ensure your rights in legally pursuing offenders.
Flexible coverage including all sectors and institutions dealing with money or valuable goods.
Competitive annual subscriptions calculated based on the guarantee value per employee.

Coverage Mechanism:

The insurance covers any acts of fraud, forgery, or theft by insured employees during their employment period.
The incident must be discovered during the insurance period or within six months after the insurance policy expires.
The employer must take necessary legal actions against the violating employee.

How premiums are calculated:

Insurance premiums are determined based on the total insured amount (compensation ceiling) as well as the nature of the work and the quality procedures followed.
Premiums are calculated as a percentage of the insured amount.

For more information, please contact us at 1800220220 or via mobile at #600.

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