Comprehensive Bankers Blanket Insurance

Comprehensive Banking Coverage Insurance: Complete Protection for Banks and Financial Institutions

At Takaful Insurance, we offer Comprehensive Banking Coverage Insurance that guarantees full protection for banks and financial institutions from a wide range of risks that may threaten their financial stability.

What Does Comprehensive Banking Coverage Insurance Offer You?

Protection from Employee Dishonesty: Safeguards the institution against potential losses caused by fraudulent actions or breach of trust by employees.
Coverage for Loss of Money: Ensures protection for cash or other valuables stored in safes, on counters, or during transportation.
Protection Against Forgery: Covers losses due to counterfeit currency, fraudulent withdrawals, or any forged financial transactions.
Insurance for Electronic Transfers: Provides coverage against any risks that may affect the institution’s funds during electronic money transfers.
Prevention of Risks from Unsafe Banking Operations: Offers coverage against financial losses resulting from unsafe banking or financial transactions.

Policy Terms:

The coverage provided by this type of insurance is subject to the terms outlined in the insurance policy issued by the company, ensuring clarity in the coverage terms and ease of implementation.

For more information, please contact us at 1800220220 or via mobile at #600.

Translation – Insured Cash in Safe and Transit: Protection for Your Funds Wherever They Are

Money Stored and Transported Insurance – Protecting Your Money Anywhere

Money stored and transported insurance is a crucial step to safeguard funds from potential risks that may arise during storage or transportation. With the money stored and transported insurance from Takaful Insurance, you can ensure your money is protected from any unexpected incidents, whether it’s in safes or while in transit, with guaranteed compensation in case of any accidents.

Why Choose Money Stored and Transported Insurance from Takaful?

Instant Compensation for losses resulting from incidents during money storage or transportation.
Complete Protection for paper and coin money, banknotes, cheques, payment orders, and legally circulating postage stamps.
High Flexibility in setting insurance coverage limits based on your specific needs.
Comprehensive Coverage during working hours, outside working hours, on public holidays, and special occasions like payroll distribution.
Compliance with Islamic Sharia Law, ensuring a fair and ethical insurance solution.

What Does the Insurance Cover?

Stored Money: Covers the amounts stored in safes or designated places as specified in the policy details.
Safe Transport of Money: Covers damages or losses occurring while transporting money between specified locations.
Variable Cash Amounts: Coverage can be determined based on the expected amounts to be stored or transported during the insurance period, whether daily or annually.
Theft or Loss of money during transport from the insured’s premises to the bank.
Theft or Loss of money while in the insured’s safe, whether during working hours or outside of them.
Damage to the Safe: Covers damages to the safe itself resulting from accidents.

Important Exclusions:

Loss Due to Error or Negligence or the devaluation of money.
Loss Caused by Fraud or dishonesty by the person responsible for storing or transporting the money.
Risks of Money Transported by Mail or during wars, or in locations not specified in the policy.

How are premiums calculated?

Percentage of the Maximum Amount Stored in the Safe (cash in safe).
Percentage of Estimated Amounts to Be Transported during the insurance period (cash in transit).
Premiums are determined based on the total insured amount (compensation limit), as well as the safety procedures and value of the insured funds.
Premiums are calculated as a percentage of the total insurance amount.

For more information , please contact us at 1800220220 or via mobile at #600.

Glass Facade Insurance – Protect Your Investment from Unexpected Losses

This type of insurance is ideal for businesses of all sizes, including restaurants, hotels, and buildings with glass facades. The coverage is specifically for the glass and does not extend to any writings, advertisements, or drawings on the glass in case of breakage or cracking caused by accidental and sudden events. It does not cover breakage resulting from fire, explosion, natural hazards, wars, riots, or similar risks.
Under this insurance, the company is obligated to either replace the broken glass or compensate the policyholder for its replacement value, provided the policyholder pays the premium and notifies the company about the incident within a maximum of three days from the event.

Why Choose Glass Facade Insurance from Takaful?

Comprehensive Coverage: Protects against damage caused by breakage or cracking due to accidental incidents.
Quick Compensation: Ensures fast compensation for the replacement value to guarantee business continuity and maintain the appearance of your property.
Flexible Coverage: Tailored to meet the needs of both individuals and businesses.
Clarity and Integrity: Provides a transparent and fair insurance experience.
Sharia-compliant: Aligned with Islamic principles of Takaful insurance.
Advanced Digital Platform: Instant access to insurance details and available services through our user-friendly app.
Professional Management: Ensures a smooth and hassle-free insurance experience.

How Are Premiums Calculated?
The calculation of premiums is based on the following factors:

Type of Covered Risk: What types of risks are included in the policy.
Total Insured Amount: The compensation limit or coverage amount.
Nature and Value of Glass: The type and replacement value of the glass.

For more information, please contact us at 1800220220 or via mobile at #600.

Personal Accident Insurance

Personal Accident Insurance – Comprehensive Protection Against Unexpected Events

Takaful Insurance Company offers Personal Accident Insurance, ensuring that you are protected in the event of an unexpected and accidental incident. This insurance compensates you for any bodily injuries resulting from an accidental or external event that leads to the loss of a body part, one of the senses, or even causes temporary or permanent disability.

Benefits of Personal Accident Insurance:

Death Compensation: In the event of death due to an accidental incident, the insurance provides full compensation.
Loss of Limbs or Organs: The coverage includes compensation for the loss of any limb or organ or part of it as a result of the accident.
Loss of Senses: Compensation for the loss of any sense, such as sight, hearing, or others.
Partial or Total Temporary Disability: If the accident results in temporary disability preventing you from performing your usual work, you will receive a weekly income allowance, which will be determined at the time of policy issuance.
Medical Expense Coverage: Coverage for medical expenses, up to a certain percentage of the insured amount.
Worldwide Coverage 24/7: The insurance is valid anywhere and at any time, providing protection wherever you are.

How Are Premiums Calculated?

Premiums are influenced by several factors:

Total Insured Amount: The agreed compensation value.
Safety Measures and Work Nature: The type of work you do and the safety measures in place.
Age and Annual Income: The age and income level of the insured person.
Covered Risks: The specific risks included in the policy.

Premiums are calculated as a percentage of the total agreed-upon insured amount.

For more information, please contact us at 1800220220 or via mobile at #600.

Fidelity Risk Insurance:

Insurance Against Fidelity Risk – Protecting Your Assets and Trust in Your Employees

Trust is the foundation of any successful business, but financial risks resulting from fraud or manipulation can occur even in the most secure environments. With the Fidelity Risk Insurance policy from Takaful Insurance Company, we provide comprehensive financial protection against any losses caused by fraud, forgery, or theft committed by insured employees during their employment period.

Why Do You Need Fidelity Risk Insurance?

Immediate Compensation: Compensation for financial losses resulting from fraud, forgery, or theft.
Protection for Your Money and Assets: Safeguard your financial assets and property from any dishonest actions by your employees.
Complete Flexibility: Tailored insurance to meet your business's specific needs.
Fast Response and Quick Compensation: A commitment to immediate compensation when an incident occurs.
Shariah Compliance: Ensuring fair and ethical insurance solutions in line with Islamic principles.
Legal Protection: Comprehensive legal coverage to guarantee your rights in pursuing legal action against offenders.
Wide Coverage: Flexible protection that applies to all sectors and institutions dealing with money or valuable goods.
Competitive Annual Premiums: Premiums are calculated based on the insurance coverage value for each employee.

Coverage Mechanism:

Fidelity Risk Insurance covers any fraudulent acts, forgery, or theft by employees during their employment period.
The incident must be discovered during the coverage period or within six months after the policy's expiration.
The employer is required to take the necessary legal actions against the employee responsible for the violation.

How premiums are calculated:

Premiums are determined based on the total insured amount (compensation limit) and the nature of the work and quality procedures followed.
Premiums are calculated as a percentage of the insured amount.

For more information, please contact us at 1800220220 or via mobile at #600.

Order now